Disclosures & Disclaimers.

All content on this website, in our coaching programs, courses, emails, social media, lead magnets, and live events is provided for educational and informational purposes only. Nothing on this site constitutes legal, tax, accounting, financial, investment, mortgage, real estate brokerage, or fiduciary advice for your specific situation. Always consult licensed professionals in your jurisdiction before making financial, real estate, or legal decisions.

Any income, investment return, property acquisition, savings, debt payoff, or lifestyle result referenced on this site or in our marketing is not a guarantee, promise, or representation of what you will earn or achieve. Individual results vary widely and depend on your effort, experience, market conditions, capital, credit, decisions, and many factors outside our control. Some examples shown are exceptional. The typical participant who purchases educational products should not expect to achieve the same results. We do not track the typical results of our students. We make no earnings claims, return on investment claims, or projections.

Testimonials, case studies, and reviews on this site reflect the real experiences of past clients and are shared with permission. They are not typical and are not a guarantee that you or any other person will achieve the same or similar results. Some testimonials may be edited for length and clarity. Where a person providing a testimonial has a material connection to us (e.g., received a discount, affiliate compensation, or a complimentary product in exchange for the review), that connection is disclosed in compliance with the FTC Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 CFR Part 255).

Harmony Edwards is a licensed real estate professional. Her personal real estate brokerage services are limited to the states in which she is actively licensed , currently Massachusetts (with a primary focus on Berkshire County) and Florida (with a primary focus on South Florida).

Coaching, education, and referrals are offered nationwide across all 50 U.S. states and to international clients investing in the United States. For real estate transactions outside Massachusetts and Florida, clients are connected with independently owned and operated, separately licensed agents and brokerages within our national referral network. Real Harmony Coaching does not represent buyers or sellers in states where Harmony Edwards is not personally licensed.

We support the federal Fair Housing Act and the principles of Equal Housing Opportunity. We do not discriminate against any person because of race, color, religion, sex (including gender identity and sexual orientation), disability, familial status, or national origin. Although our coaching is focused on women, our services, products, and content are available to all qualifying individuals.

Where Harmony Edwards holds an active loan originator license, all lending activity is conducted through her sponsoring licensed lender under applicable federal and state law (including the SAFE Act, TILA/RESPA, and ECOA). Loan products, terms, rates, and approvals are subject to underwriting, applicant qualification, and lender guidelines. Nothing on this website constitutes a commitment to lend, a loan approval, a rate lock, or an offer to extend credit. NMLS license information is available upon request and at nmlsconsumeraccess.org.

Real estate investment involves substantial risk, including loss of principal, illiquidity, leverage risk, tenant risk, regulatory risk, and market risk. Past performance of any property, market, strategy, or portfolio is not indicative of future results. You should perform your own due diligence and consult with qualified professionals before making any investment decision.

Some links on this website and in our content are affiliate links. If you click through and make a purchase, we may receive a commission at no additional cost to you. We only recommend products and services we believe will provide value to our community. Sponsored content, partnerships, and paid placements are clearly identified as required by the FTC Endorsement Guides.

Our marketing may contain forward-looking statements regarding markets, opportunities, and outcomes. These statements reflect our current views and assumptions; actual results may differ materially. We undertake no obligation to update forward-looking statements after the date of publication.

Program enrollment, discovery calls, VIP days, and 1:1 coaching are offered subject to availability and acceptance. We reserve the right to decline applications, terminate engagements consistent with our service agreements, and modify pricing, curriculum, or format at any time.

All purchases are governed by the Service Agreement and refund policy disclosed at checkout. Digital products, downloads, and live cohort programs are generally non-refundable once accessed or commenced, except where required by law. Please review the applicable terms before purchase.

All content on this site , including the R.E.A.L Method™, "Full Silk," "Life by Design," course materials, written content, photography, graphics, and logos , is the intellectual property of Real Harmony Coaching and Harmony Edwards, protected by U.S. and international copyright and trademark law. Unauthorized reproduction, redistribution, or commercial use is prohibited.

This site may contain links to third-party websites. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of third-party sites. Use them at your own risk.

We collect, use, and protect personal information as described in our Privacy Policy. By submitting forms, applications, or booking calls, you consent to receive transactional and marketing communications, from which you may unsubscribe at any time. We comply with applicable privacy laws, including CAN-SPAM, GDPR (where applicable), and CCPA/CPRA (for California residents).

Our coaching may touch on mindset, identity, and emotional well-being in the context of money and ownership. It is not a substitute for mental health care, medical advice, or therapy. If you are experiencing a crisis, please contact a qualified mental health professional.

For questions about these disclosures, advertising claims, licensing, or regulatory matters, contact us at bookharmonyedwards@gmail.com.